Individual & Family Coverage
Individual health insurance is coverage that a person buys independently. It can be sold to a single individual, to a parent and dependent children, or to a family. The majority of Americans get their health insurance coverage through an employer or through a government program, but five percent of the population purchases private health coverage on an individual basis. Each state separately regulates how individual policies may be marketed and sold.
Individual health products and services we offer include;
- Predictable Costs Plans
- Temporary Insurance Plans
- HSA-Compatible Plans
- Lower Premium Plans
- Value Plans with no Health Questions Asked
- Child Only
Predictable Costs Plans
Whether you need a routine check-ups, to see a specialist, or visit an urgent care facility, predictable cost plans can help you stretch your budget. You choose from a variety of deductibles and out-of-pocket maximums and enjoy low, predictable copayments and coinsurance for covered services with no surprises.
Predictable Cost Plans give you access to – an expansive statewide network of doctors and more. Other Predictable Cost Plans offer lower premiums because you utilize the only a community-focused network of doctors in the areas where you live, work and play.
Temporary Insurance Plans
If you’re between jobs or just starting out, Temporary Insurance offers comprehensive medical benefits without medical underwriting. Choose coverage for 30, 60, 90, or 180 days, which is also considered Creditable Coverage when you’re ready for long-term health coverage with one of the leading carriers in the state.
HSA-Compatible Plans
Millions of people put aside funds to cover out-of-pocket health care expenses in a tax-free Health Savings Account (HSA). Our HSA-compatible plans are designed to work with these innovative financial accounts— by offering major medical coverage with lower premiums achieved through cost-sharing and higher deductibles.
Lower Premium Plans
These lower-priced plans are great if you appreciate the value of medical coverage, but don't want to pay for benefits you might not use. They provide peace-of-mind with coverage that's there when it's needed most.
A Hospital and Surgical plans cover you for major illnesses and emergencies requiring surgery or hospitalization. It’s perfect for healthy individuals who don’t visit the doctor often or take many prescription drugs, but still need protection from large medical costs.
Value Plans with no Health Questions Asked
If you want simple and affordable health and dental coverage without the hassle of providing a medical history or medical tests, try one of our Value Plans with No Health Questions Asked. Plans are easy to apply for and you are guaranteed acceptance, which means you can’t be denied coverage. Value plans provide discounts on health care and dental services, and routine care coverage that won’t break the bank. Find the plan that’s right for you.
Need more information?
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